Terms of Use.

Please read these terms carefully. They contain a binding individual arbitration agreement and a waiver of class actions and jury trials (see "Dispute resolution" below), which affect your legal rights. You may opt out of arbitration within 30 days, as described below.

By accessing or using odysseystrategicadvisors.com or any page, form, or scheduling tool linked to it (the "Site"), you agree to these Terms of Use, our Privacy Notice, and our Professional Disclosures, which are incorporated by reference. If you do not agree, do not use the Site. You must be at least 18 years old and able to form a binding contract to use the Site.

All content on the Site, including articles, strategy descriptions, examples, calculators, and illustrations, is general information only. It is not tax, legal, accounting, financial, or investment advice, and it does not consider your particular facts. Tax law changes frequently and content may be out of date.

Nothing on the Site is an offer to sell, or a solicitation of an offer to buy, any security or interest in any investment, including any investment sponsored by an affiliate of OSA. Any such offering is made only through its own offering documents, only to investors who qualify, and only where permitted by law.

Odyssey Strategic Advisors LLC is not a law firm, not a certified public accounting firm, and not a registered investment adviser or broker-dealer. Do not act or refrain from acting on the basis of Site content without advice from a qualified professional who knows your situation.

Using the Site, submitting a form, booking or attending an introductory call, or emailing us does not create an advisor-client, attorney-client, accountant-client, fiduciary, or any other professional relationship with OSA, with McClintock Tax Law LLC, or with any individual. A relationship with OSA begins only when both parties sign a written engagement agreement, and that agreement, not these terms, governs any services. Legal services are available only from McClintock Tax Law LLC under its own separate written engagement.

You agree that you will not rely on Site content as the basis for any tax, legal, or financial decision. No deduction, credit, refund, tax savings, investment return, asset protection outcome, or result in an examination or dispute is promised or guaranteed. Examples and figures are illustrative only and do not predict your results.

You agree that information you submit is accurate and is yours to provide. Before a written engagement is in place, information submitted through a form or unencrypted email is not protected by attorney-client or any other professional privilege; we handle it as described in the Privacy Notice. Do not submit Social Security numbers, account numbers, tax documents, or credentials through the Site. Submitting a form does not make us responsible for any deadline.

If you send us comments, ideas, or feedback, you grant us a perpetual, royalty-free, worldwide license to use them without obligation to you. Our handling of personal information is described in the Privacy Notice.

By submitting your contact details, you consent to receive communications from us electronically, including by email, and agree that notices and disclosures we provide electronically satisfy any legal requirement that they be in writing. We send text messages only if you separately opt in to them; consent to texts is not a condition of any purchase. Reply STOP to any text to opt out, or HELP for help. Message and data rates may apply. You may unsubscribe from marketing email using the link in any message.

You may view and print Site content for your own personal, non-commercial reference, and you may share links to it. You may not: reproduce, republish, distribute, sell, or create derivative works from it without our written permission; copy it in bulk by scraping or other automated means to republish it or to build a competing product; submit false information or impersonate anyone; probe, test, or interfere with the Site's security or operation; or use the Site for any unlawful purpose. Search engines and similar indexing and answer services may crawl and index the Site in accordance with our robots.txt file.

The Site and its content, including text, design, graphics, and the Save · Protect · Grow method as described here, are owned by Odyssey Strategic Advisors LLC or its licensors and are protected by copyright, trademark, and other laws. Our names and marks may not be used without written permission. All rights not expressly granted are reserved.

The Site may link to or embed third-party sites and tools, including scheduling and payment tools. We do not control and are not responsible for their content, security, privacy practices, or availability, and a link is not an endorsement. Your use of them is governed by their terms.

The Site and all content are provided "as is" and "as available," without warranties of any kind. To the fullest extent permitted by law, we disclaim all warranties, express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, currency, and uninterrupted, secure, or error-free operation.

To the fullest extent permitted by law, Odyssey Strategic Advisors LLC and its members, managers, officers, employees, contractors, affiliates, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, tax benefits, data, or goodwill, arising out of or relating to the Site or these terms, on any theory of liability, even if advised of the possibility of such damages.

Our total aggregate liability arising out of or relating to the Site or these terms will not exceed one hundred U.S. dollars (US$100).

Some jurisdictions do not allow certain exclusions or limits, so parts of this section may not apply to you. This section does not limit liability that cannot be limited by law, and it does not govern services provided under a signed engagement agreement, which has its own terms.

You agree to defend, indemnify, and hold harmless Odyssey Strategic Advisors LLC and its members, managers, officers, employees, contractors, affiliates, and agents from any claim, loss, liability, damage, or expense, including reasonable attorneys' fees, arising out of your use or misuse of the Site, information you submit, or your breach of these terms or of law.

You and OSA agree that any dispute, claim, or controversy arising out of or relating to the Site, these terms, or your dealings with us through the Site ("Dispute") will be resolved by binding individual arbitration, and not in court. You and OSA each waive the right to a trial by jury and the right to participate in a class action, class arbitration, or representative proceeding.

Informal resolution. Before starting arbitration, the party with a Dispute must send a written notice describing it and the relief sought (to us at hello@odysseystrategicadvisors.com) and both parties will try in good faith to resolve it for 60 days.

Rules and forum. Arbitration will be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules (or its Commercial Arbitration Rules if you use the Site on behalf of a business), before a single arbitrator. The Federal Arbitration Act governs this section. The arbitrator, not a court, decides questions of arbitrability, except that a court decides the enforceability of the class-action waiver. Hearings may be held by video or in the county where you reside. Fees are allocated under the AAA rules; for consumer claims we will pay any filing, administrative, and arbitrator fees beyond what the AAA rules require you to pay.

Exceptions. Either party may bring an individual claim in small claims court if it qualifies, and either party may seek injunctive relief in court to protect intellectual property or stop misuse of the Site.

Class-action waiver. Disputes will be arbitrated only on an individual basis. The arbitrator may not consolidate claims or preside over any class or representative proceeding, and may award relief only to the individual party. If this waiver is found unenforceable as to a claim, that claim must be severed and heard in court, and the rest of this section still applies.

30-day right to opt out. You may opt out of this arbitration agreement by emailing hello@odysseystrategicadvisors.com with the subject line "Arbitration Opt-Out," your name, and the email address you used with us, within 30 days after you first accept these terms. Opting out does not affect any other part of these terms.

These terms are governed by the laws of the State of Wyoming and applicable federal law, without regard to conflict-of-laws rules. For any matter not subject to arbitration, you and OSA consent to the exclusive jurisdiction of the state and federal courts located in the State of Wyoming.

To the extent permitted by law, any claim arising out of or relating to the Site or these terms must be filed within one (1) year after the claim arose, or it is permanently barred.

We may modify, suspend, or discontinue the Site or any content at any time without notice. We may revise these terms by posting an updated version with a new "Last updated" date. Revised terms apply from posting, except that changes to the arbitration section will not apply to a Dispute of which we had notice before the change. Your continued use after posting means you accept the revised terms.

Entire agreement. These terms, with the documents incorporated above, are the entire agreement between you and OSA about the Site. A signed engagement agreement controls over these terms for the services it covers.

Severability. If any provision is held unenforceable, it will be enforced to the maximum extent permissible and the remaining provisions will remain in effect.

No waiver; assignment. Our failure to enforce a provision is not a waiver. You may not assign these terms; we may assign them without restriction.

Survival. Sections 2 through 5 and 8 through 17 survive any termination of your use of the Site.

Odyssey Strategic Advisors LLC. hello@odysseystrategicadvisors.com.