Who We Serve
Three situations we know in detail.
Complex income · Complex structure · Complex timing
We are built for people whose income arrives in a complicated shape. If yours is straightforward, the honest answer is that you do not need a practice like this one.
ISO & RSU Holders
Your compensation is concentrated, illiquid, and taxed on a schedule somebody else set.
- A large vest landing this year that will push you into a bracket you have not planned for
- ISOs you have not exercised because nobody has modeled the AMT consequence
- More of your net worth in your employer's stock than you would ever choose deliberately
Business Owners
High K-1 income, a stack of entities, and a structure nobody has revisited since it was set up.
- Pass-through income taxed at the top rate with distributions that do not match the K-1
- An entity structure inherited from formation that no longer fits the business
- Owner compensation set by habit rather than designed
Consultants & Professionals
High income, almost no balance sheet, and none of the shelter a capital-intensive business produces by accident.
- Income that varies enough year to year that a flat approach leaves money on the table
- Self-employment tax on earnings that could be characterized differently
- No employer retirement plan, and contribution capacity going unused each year
Fit
Who this is not built for.
A single income, a single entity, a standard deduction, and no event on the horizon. That situation is well served by a good CPA and does not need a sequenced strategy wrapped around it.
Anyone looking for a position we would not be willing to defend in writing. We build only what we would document, cite, and stand behind years later, which rules out a category of things other people will sell you.
Anyone who wants it done without their own advisors involved. Your CPA confirms treatment for your facts before anything is implemented. That is not negotiable, and it is the reason the work holds.
Begin
Tell us which one you are.
Thirty confidential minutes with a principal to map your income, your entities, and your timing.
Engagements typically begin at $2M+ of annual income, or a comparable taxable event.